AI Can Help You Appeal Health Insurance Denials

Patients are using AI tools such as Claimable, Fight Health Insurance, Mediloop and Billyze to draft appeals against insurer coverage denials, with one Crohn's disease patient getting his Remicade approved five days after Claimable wrote a letter citing federal statutes. A Commonwealth Fund survey of more than 4,500 privately insured U.S. working-age adults found 21% reported a denial in the past year, and only about half appealed. The tools charge varying fees, and their founders say they hope such services become unnecessary if insurers stop denying care at scale.